How can I dispute information by phone to the Experian credit bureau? I want to speak with a live person.?
February 28, 2011 by I Hate Phones
Filed under phone information
I know most people dispute information online. I want to do it over the phone, I know it can be done because I’ve heard of people being able to do so, I just cant figure out how. I don’t want to talk to a machine either.
I’m pretty sure your disputes must be in writing – either a letter or posted to their website.
You have to file the dispute in writing. Why do you want to waste your time just to talk to a person? It will not expedite anything, no matter what the problem or how urgent you think it is.
The system is that you file the dispute. The credit bureau contacts the creditor and waits 30 days for the creditor’s response. If the creditor doesn’t respond, it gets removed.
You can not and should not. You want to do this in writing and some even do it Certified return receipt requested just to show the steps taken if the bureaus do not respond.
I think there are fax numbers listed that you can fax over the info but I would not trust that to get the attention you want.
I know that you can with equifax, I’m trying to speak with someone with experian